"How we react to works of art depends on who we are, where we are standing and when we encounter them." -- Margaret MacMillan, "War: How Conflict Shaped Us"

Are You Ready for Retirement?

     Are you dreaming of retirement, or are you already there? Either way, you can test your knowledge on the subject, and benefit from the results, by taking this simple 14-question test. Go ahead and find out what your Retirement IQ is . . .


     1. Financial experts estimate that you can spend how much of your retirement assets per year?


a) 2%    b) 4%    c) 6%    d) 8%    e) 10%



     2. You're 66. How much longer (according to Social Security actuarial tables) can you expect to live?

a) 10 years    b) 14 years    c) 18 years    d) 22 years    e) 26 years


     3. You're retiring. Maybe you know where you're going to live. But most retirees live:

a) in their old house    b) in a smaller home near their old neighborhood    c) farther out in the country    d) at the seashore    e) in a Sunbelt retirement community


     4. Not everyone moves to the Sunbelt. But if you do, where are you most likely to go?

a) Florida    b) Arizona    c) the Carolinas    d) Pacific Northwest    e) Hawaii


     5. At what age can you start receiving Social Security benefits?

a) 59 1/2    b) 60    c) 62    d) 65    e) 66


     6. What is the average monthly Social Security retirement benefit?

a) $975    b) $1020    c) $1222    d) $1274    e) $1492


     7. Do you have to pay income tax on your Social Security benefit?

a) no    b) depends on how much income you have    c) depends on where you live    d) depends on how old you are    e) all of the above


     8.  At what age do you max out the monthly amount of your Social Security benefit?

a) 65    b) 66    c) 70    d) 72    e) never


     9.  At what age are you eligible for Medicare?

a) 59 1/2    b) 62    c) 65    d) 66    e) 67


     10.  You have probably heard of long-term health insurance that will pay for a nursing home. What are the chances you will actually end up in a long-term-care facility?

a) 5%    b) 10%    c) 25%    d) 33%    e) 50%


     11. What are the chances you'll get Alzheimer's?

a) 5%    b) 8%    c) 13%    d) 21%    e) 48%


     12. What's the number 1 killer of older Americans?

a) cancer    b) heart disease    c) stroke    d) suicide    e) traffic accident


     13. What is the favorite activity of retirees?
 
a) sports    b) travel    c) family    d) sex    e) relaxing


     14. Not everything's about medicine or money . . . who was a member of the Traveling Wilburys?

a) Roy Orbison    b) Johnny Cash    c) Bruce Springsteen    d) Orville Redenbacher    e) Arlo Guthrie




Answers to: Are You Ready for Retirement?

     You took the quiz -- and if you've been paying attention at "Sightings Over Sixty" you should know most of the answers. So . . .  check out the explanations below to see if you're really ready for retirement:

     1. b)  Most experts estimate that you can safely spend about 4% of your retirement assets every year, without worrying about running out of money. Some people who are concerned about current low interest rates recommend a more conservative 3% withdrawal rate; but if that doesn't work for you, you can always (but I'm not necessarily recommending it) buy an annuity which will pay more; or even a 30-year Treasury bond at the current rate of 4%.

     2. c)  According to Social Security actuarial tables, the average 66-year-old male can expect to live another 16 years, 10 months. The average 66-year-old woman will live another 19 year and 5 months . . . for an average of about 18 years.

     3. b)  In smaller accommodations near their old home. According to the U. S. Census Bureau fewer than 2% of retirees moved across state lines in 2010, the latest year reported. Most retirees do downsize at some point, but they typically stay within a two-hour drive of their old home, to be near family and friends.

     4. a)  Florida. In 1990 better than one out of four retirees who moved out of their home state relocated to Florida. Today, it's down to one out of seven. Still, despite the increasing popularity of the Carolinas and the Pacific Northwest as retirement destinations, more retirees move to Florida than any other state.

     5. c)  62. You can start withdrawing money from your IRA without penalty at age 59 1/2. You can begin your Social Security benefits at age 62 -- and receive "full benefits" once you hit full retirement age, which is 66 for most of us. But the better way to look at it: you're eligible to begin benefits anytime between age 62 and 70, on a sliding scale. The longer you wait, the bigger your check.

     6. d)  The average monthly Social Security benefit for a retired worker as of Nov. 2013 (the latest available figure) was $1,274. Benefits are going up marginally for 2014.

     7. e)  All of the above. If Social Security is your only source of income, you will likely pay no income tax. But a portion of your benefit may be taxed by the Federal government if your total income is above a certain amount, starting at $25,000 a year. Also, if you're under 66 and have more than $15,480 in earned income, your benefit will be "reduced." In addition, there are 15 states that, depending on your income, may levy state income tax on your Social Security benefit.

     8. c)  As noted, you can begin Social Security anytime starting at age 62, and the longer you wait the higher your monthly benefit ... up to age 70. After that, you get no increase, so there's no point in waiting beyond age 70.

     9. c)  65. While the age that Social Security considers "Normal Retirement Age" has gone up from 65 to 66, and will continue to go up to 67 for people born in 1960 and later, the age at which you're eligible for Medicare has remained the same, at 65.

     10. d)  It's hard to pin down your chances of ending up in a long-term care facility. Today, there are slightly more than 1 million people in these facilities, and close to 90% of them over age 65. The best guess you'll end up in a facility? About one out of three. If you are female, the chances are higher; for males the chances are lower.

     11. c)  According to Genomes Unzipped, the baseline risk of getting Alzheimer's is approximately 9% for men and 17% for women, for an average of about 13%. It's not that women lose their minds more often; it's that they live longer -- and the primary risk factor for Alzheimer's is age.

     12. b)  Despite all the advances in heart medicine, from statins to transplants, the number one killer in America today is heart disease, accounting for 31.8% of deaths for people over age 65. Cancer is number two, responsible for 21.6% of deaths. Alzheimer's is the cause of death for fewer than 5% of older Americans.

     13. e)  According to several sources, retirees say their favorite activity is traveling. Retirees also volunteer, spend time with friends and family, play golf, go fishing and work in their gardens. But in actual fact, according to U.S. News Retirement, people's favorite activity in retirement is relaxing -- reading, resting, watching TV.
 
     14. a)  The Big O himself, Roy Orbison. Other members of this late-'80s band included Tom Petty, Bob Dylan and George Harrison.

Here's "Handle with Care" by the Traveling Wilburys which came out in 1988:






40 comments:

Unknown said...

Yes! I can say that I am prepared for retirement. But then the sad news is most Americans are not yet prepared for their retirement. According to a new survey discussed in one of ThinkAdvisor article, most Americans are still not ready for retirement and are not preparing for it. The survey says that the main reason for the lack of preparedness is that they don't have the knowledge.
So, I think one of the major challenge that we are facing is educating people about the importance of retirement planning and the factors the needs to be included in their plan, such as protection like life or long term care insurance. We all know that health care and long term care costs are the most expensive expenses that a retiree can face in the future, so therefore, it requires careful and early planning. This is also stressed out in,www.fpsinsurance.com/essentials/long-term-care , "Without a plan, many families become negatively affected by long term care, as the cost of these services is difficult to sustain for an extended period of time. Family caregivers who take care of loved ones are also impacted with stress and further loss of job and income."
I am grateful for blogs like Sightings Over Sixty. You have a great part in educating our people about retirement. I hope you will continue to share your experiences and information so that people will be inspired on planning their future too.

Anonymous said...

I plan to retire in Dec of 2016 @age 65 and I'm trying to secure supplemental health insurance. Once I get a handle on what that will cost my retirement budget will be complete. I'm looking for seminars in the Naperville, IL area to get additional information before I retire on healthcare and what to do after I retire. My children are grown and very supportive of my decision. I come from the era where 'saving' for the future wasn't an option - I needed my paycheck and couldn't think that far ahead - so I've been on the fast track to prepare to retire.

Suggestion on books to read or where I can find out about health care and how to supplement my retirement w/o being a greeter at walmart...not that's there anything wrong with that but for me it's more fun to shop at walmart..:) Thanks Debby

Beyonce Velez said...

Herpes is a serious and recurrent condition that cannot be cured by drugs or injections by US doctors, but the best way to fight against herpes is to take natural herbal remedies, I red about DR JAMES, the great herbalist who cures people of herpes virus with his powerful herbal medicine. I contacted him to find out how he could help me and he told me never to be afraid that he would help me with the natural herbs medicine! After 2 days of contacting him he told me the medicine is ready and he sent it to me via DHL COURIER SERVICE and it got me in 3 days! I used the medication as he prescribed for me (MORNING and EVENING) and was cured! It's really like a dream, but I'm so happy! For people suffering from the following diseases,Diabetes, cancer,Pcos, hypothyroidism, Herpes, COPD, HIV, arthritis, Hpv, infections, liver disease, autoimmune diseases, Parkinson's disease, Lupus and more should contact him for his herbal medicine, because I am a living witness and I was cured of herpes virus. and DR James medicine is legitimate and 100 percent works. I sent him what he asked for and he sent me his medication which I took for 2 weeks and today I am here with a negative result. When I went for the test, I was so happy after I took his herbal mix medicine.
CONTACT DR JAMES FOR A PERMANENT CURE Email: drjamesherbalmix@gmail.com
WhatsApp +2348152855846

Success James said...


I am so Happy to be writing this article in here, i am here to explore blogs forum about the wonderful and most safe cure for HERPES SIMPLEX VIRUS.I was positive to the Virus called HERPES and i lost hope completely because i was rejected even by my closet friends. i searched online to know and inquire about cure for HERPES and i saw testimony about DR Ebhota online on how he cured so many persons from Herpes Disease so i decided to contact the great herbalist because i know that nature has the power to heal everything. i contacted him to know how he can help me and he told me never to worry that he will help me with the natural herbs from God! after 2 days of contacting him, he told me that the cure has been ready and he sent it to me via FEDEX or DHL and it got to me after 4 days! i used the medicine as he instructed me (MORNING and EVENING) and i was cured! its really like a dream but i'm so happy! that's the reason i decided to also add more comment of Him so that more people can be saved just like me! and if you need his help,contact his Email: (drebhotasoltion@gmail.com) You can contact him on WhatsApp +2348089535482 He also have the herb to cure difference cure for any sickness (1) HERPES,
(2) DIABETES,
(3) HIV&AIDS,
(4) URINARY TRACT INFECTION,
(5) HEPATITIS B,
(6) IMPOTENCE,
(7) BARENESS/INFERTILITY
(8) DIARRHEA
(9) ASTHMA..

Success James said...


I am so Happy to be writing this article in here, i am here to explore blogs forum about the wonderful and most safe cure for HERPES SIMPLEX VIRUS.I was positive to the Virus called HERPES and i lost hope completely because i was rejected even by my closet friends. i searched online to know and inquire about cure for HERPES and i saw testimony about DR Ebhota online on how he cured so many persons from Herpes Disease so i decided to contact the great herbalist because i know that nature has the power to heal everything. i contacted him to know how he can help me and he told me never to worry that he will help me with the natural herbs from God! after 2 days of contacting him, he told me that the cure has been ready and he sent it to me via FEDEX or DHL and it got to me after 4 days! i used the medicine as he instructed me (MORNING and EVENING) and i was cured! its really like a dream but i'm so happy! that's the reason i decided to also add more comment of Him so that more people can be saved just like me! and if you need his help,contact his Email: (drebhotasoltion@gmail.com) You can contact him on WhatsApp +2348089535482 He also have the herb to cure difference cure for any sickness (1) HERPES,
(2) DIABETES,
(3) HIV&AIDS,
(4) URINARY TRACT INFECTION,
(5) HEPATITIS B,
(6) IMPOTENCE,
(7) BARENESS/INFERTILITY
(8) DIARRHEA
(9) ASTHMA..

Shurya Wise said...


Greetings to the general public, i want to inform the public how i was cured of HERPES Simplex Virus by a Doctor called Dr. Omola i visited different hospital but they gave me list of drugs like Famvir, Zovirax, and Valtrex whicmptoms and never cured me. I was browsing through the Internet searching for remedy on HERPES and i saw comment of people talking about how Dr. Omola cured them. when i contacted him he gave me hope and send a Herbal medicine to me that i took and it seriously worked for me, i am a free person now without problem, my HERPES result came out negative. I pray for you Dr. Omola God will give you everlasting life, you shall not die before your time for being a sincere and great man. Am so happy, you can also contact him if you have any problem, Email Address dr.omolaherbalhome@gmail.com or whatsapp or call him +2348118116254.thank me later.

sarah rita said...

Hello everyone i was diagnose of herpes simplex virus for about 8months ,I’ve lost all hope and my doctor said there is no possible cure and I have been taken antiviral to sustain myself I have had several out break from the time I was diagnosed till I got to know about Dr.obudu through a friend who he cured of Herpes . I contacted him and he sent me his herbal remedy which I took as he directed me to do for some days and I went to the hospital after consuming his Herbal medicine and I was confirmed Herpes Negative after 8 months of pains and depression , it was indeed a miracle, Dr.Obudu is a great man, I have heard so much about how he has help lot of people, He also cure ALS, HEPATITIS B, CANCER, HERPES, DIABETES and lots more. if you have any issue you can contact him for help add him on whatsapp +2349023428871. or via email:Email drobuduherbalhome@gmail.com or vist his website https://drobuduherbalhome.wixsite.com/welcometoobuduherbal or visit his facebook page https://www.facebook.com/DR-OBUDU-101779795066025/

Angelina Keffi said...

There is a safe & effective Natural Herbal Medicine. For Total Cure Call    +2348025012866,  or email him   drrealakhigbe@gmail.com       For an Appointment with (Dr.) AKHIGBE contact him. Treatment with Natural Herbal Cure. For:Dengue Fever, Malaria. Painful or Irregular Menstruation. HIV/Aids. Diabetics. Vaginal Infections. Vaginal Discharge. Itching Of the Private Part. Breast Infection. Discharge from Breast. Breast Pain & Itching. Lower Abdominal Pain. No Periods or Periods Suddenly Stop. Women Sexual Problems. High Blood Pressure Chronic Disease. Pain during Sex inside the Pelvis. Pain during Urination. Pelvic Inflammatory Disease, (PID). Dripping Of Sperm from the Vagina As Well As for Low sperm count. Parkinson disease. Obesity, Lupus. Soreness/Injury  Cancer.  Tuberculosis.  Zero sperm count. Bacteria, Impotence Fertility,Protoplasmic, Diarrhea. Hepatitis A&B, Rabies. Asthma.  Quick Ejaculation. Gallstone, Cystic Fibrosis, Schizophrenia, Crubs, Cirrhosis,  Premature Ejaculation. Herpes. Joint Pain. Stroke. Cornelia Disease, Weak Erection. Ovarian problem,  HeartBurn, Erysipelas, Thyroid, Relapsing polychondritis,  Discharge from Penis. Bronchial Problem,  HPV.  Hepatitis A and B. STD. Smallpox, Staphylococcus + Gonorrhea + Syphilis. Heart Disease.  Pile-Hemorrhoid.rheumatism,  Impotence, thyroid, Autism, Depression,  Sepsis Bacteria,  Penis enlargement, Prostate Problem,  Waist & Back Pain.  Male Infertility and Female Infertility. Etc. Take Action Now. contact him & Order for your Natural Herbal Medicine:  +2348025012866  and email him    drrealakhigbe@gmail.com    Note For an Appointment with (Dr.) AKHIGBE.I suffered in Cancer for a year and three months dying in pain and full of heartbreak. One day I was searching through the internet and I came across a testimony of herpes cure by doctor Akhigbe. So I contacted him to try my luck, we talked and he sent me the medicine through courier service and with instructions on how to be drinking it.To my greatest surprise drinking the herbal medicine within three weeks I got the changes and I was cured totally. I don't really know how it happens but there is power in Dr Akhigbe herbal medicine. He is a good herbalist doctor.

Ava Brandon said...

Finally I am free from herpes virus, with the help of Dr.Omola pure herbs, This Virus appeared at the age of 29, with no hope of a cure from the hospitals i have went to, I thought my life have come to an end, until a Facebook friend of mine told me about Dr. Omola who treats all Kinds of diseases including Herpes, I contacted him via his email: dr.omolaherbalhome@gmail.com, I explain everything to him so he ask for my home address, after telling me the cost of the herbal medicine so we agree at a particular price, he prepare the herbs and make delivery to me via FedEx delivery service they deliver the herbs to my door step, I drink the herbs as him instructed, I went for test in 3 different hospital and it was negative, today I'm free from herpes virus.
You should try Dr.omola herbs I'm not the first person to be cured with his herbs there are different testimony about this herbal doctor, your case can not be different, here is his WhatsApp No +2348118116254 email: dr.omolaherbalhome@gmail.com.

Ava Brandon said...

Finally I am free from herpes virus, with the help of Dr.Omola pure herbs, This Virus appeared at the age of 29, with no hope of a cure from the hospitals i have went to, I thought my life have come to an end, until a Facebook friend of mine told me about Dr. Omola who treats all Kinds of diseases including Herpes, I contacted him via his email: dr.omolaherbalhome@gmail.com, I explain everything to him so he ask for my home address, after telling me the cost of the herbal medicine so we agree at a particular price, he prepare the herbs and make delivery to me via FedEx delivery service they deliver the herbs to my door step, I drink the herbs as him instructed, I went for test in 3 different hospital and it was negative, today I'm free from herpes virus.
You should try Dr.omola herbs I'm not the first person to be cured with his herbs there are different testimony about this herbal doctor, your case can not be different, here is his WhatsApp No +2348118116254 email: dr.omolaherbalhome@gmail.com.

faithlawrence said...

I was diagnosed of HERPES Virus in 2011 and I have tried all I can to get cured but all to no avail, until i saw a post in a health forum about a herbalist man who prepare herbal medication to cure all kind of diseases including HERPES virus, at first i doubted if it was real but decided to give it a try , when i contact this herbalist via his email and he prepared a HERPES herbal cure and sent it to me via UPS delivery company service, when i received this herbal cure, he gave me step by directions on how to apply it, when i applied it as instructed, i was totally cured of this deadly disease within 14days of usage, I am now free from the deadly disease called herpes, all thanks to Dr ODOMA you can rich this great herbal doctor via his email: (drodomasolutionhome20@gmail.com) call or whatsapp him on his mobile number +2348100649947He also have the herb to cure:(1) ALS,(2) DIABETES,(3) HIV AIDS,(4) URINARY TRACT INFECTION,(5) CANCER,(6) HERPES(7)HPV

Unknown said...

I AM SO VERY HAPPY TODAY!!! That is why am giving this big thanks to Dr. Aluda for curing me from HERPES. I have been suffering from HERPES for the past six (6)years and i tried everything possible to get myself cured but i could’nt get any solution! until i decided to try herbal cure. That was how i got in contact with this great herbal doctor in an online research, i contacted him and demand for the cure and he send me the cure through FedEx and gave me instructions on how to use it and after one week of taking the herbal medicine of Dr. Aluda i went to the hospital for check and to God be the glory i tested HERPES negative, (I am so glad to see myself HERPES negative once again). I’m very proud to express my happiness through this platform and to say a big thanks to Dr. Aluda for restoring my life back to normal. You can as well contact Dr. Aluda via whatsapp +2348145636867 or email: draludaharbalhome @gmail. com if you are infected with HERPES virus or having any health problems you can contact Dr. Aluda and he will help you. DOCTOR Aluda CAN AS WELL CURE THE FOLLOWING DISEASE:1. HIV/AIDS
2. HERPES
3. CANCER of all kind
4. HSV 1&2
5. Herpatitis B
6.Diabetes
7.HPV
8.COPD (Chronic Obstructive Pulmonary Disease)
9.Asthma10.Acute angle-closure Glaucoma
11.Sickle cells
12.CHRONIC PANCREATITIS Dr. Aluda is capable of curing any type of diseases with his herbal medicine.

bitcoinprivatekey said...

Comprar ketamina,MDMA,mefedrona,cocaína,heroína,Adderall http://alphafarmacia.com/

Martha said...

I'm here to testify about what DR. OYAGU did for me. I have been suffering from (GENITAL HERPES VIRUS) disease for the past 2 years and had constant pain and inching, especially in my private part. During the first year, I had faith in God that i would be cured someday. This disease started circulating all over my body and I have been taking treatment from my doctor, few weeks ago I came across a testimony of Shayla Bosschart on the internet testifying about a Man called DR. OYAGU on how he cured her from 7 years HSV 2. And she also gave the email address of this man, advise anybody to contact him for help on any kind of diseases that he would be of help, so I emailed him telling him about my (HSV 2) he told me not to worry that I was going to be cured!! Well, I never doubted him I have faith he can cure me too,, DR. OYAGU prepared and sent me Healing Soap, roots and herbs which I took. In the first one week, I started experiencing changes all over me, after two weeks of using his Roots/ Herbs, Oil and Soap, I was totally cured. no more inching , pain on me anymore as DR. OYAGU assured me. After some time I went to my doctor to do another test behold the result came out negative. So friends my advise is if you have such disease or know anyone who suffers from it or any other disease like HPV, HBV, HIV, ALS, HBP, CANCER etc. you can contact DR. OYAGU for help via email} oyaguherbalhome@gmail.com visit his website https://oyaguspellcaster.wixsite.com/oyaguherbalhome whatsapp him through his mobile} +2348101755322. , Thanks once again DR. OYAGU for making me a happy woman again.

Angela said...

The greatest Joy in my life today is that i have been cured of Herpes by a Doctor called Dr. Edualekhide, I was infected with HERPES Disease in 2017, i went to many hospitals for cure but there was no solution, so I was thinking how can I get a solution, So that my body can be okay. Until one faithful day as I was browsing on the internet I saw a testimony on how Dr. Edualekhide has helped people in curing Herpes and other diseases, quickly I copied his WhatsApp number so i contacted him for solution for my Herpes disease, So Dr. Edualekhide told me that his going to prepare his herbal medicine for my health which he sent to me, luckily after 2week my Herpes was cured. Dr. Edualekhide is well recognized as one of the best herbalist doctors in Africa, you don't have to be sad anymore or share your tears anymore on this disease when the cure is available. The medicine has NO SIDE EFFECT, There's no special diet when taking the medicine. He also cures ALS, HIV AIDS, CANCER, HPV, DIABETES and lots more.

Here is his E-mail: dredualekhide@gmail.com

Website: https://dredualekhide.wixsite.com/website

You can quickly reach me on via mail: angelaoscar06@gmail.com

alexandra alana said...

I got Diagnosed with Herpes, I have be dealing with Herpes for the past 4 years. On till I got review online about natural cure people testifies how DR.OBUDU cure them with his herbal treatment. And I order the treatment, after taking it for 21 days I totally got cured with DR. OBUDU treatment. I'm recommending you diagnosis with herpes should get this treatment and be cured of it you can contact his email address via; drobuduherbalhome@gmail.com or you can also call or whatsApp +2349023428871 Website: https://drobuduherbalhome.wixsite.com/welcometoobuduherbal  also cure the following virus and many more... 1} Cancer 2} Diabetes 3} Hepatitis 4} fibroid 5} herpes 6} Lupus 

Rash Yuad said...

Hey plz share this I am here to testify how a herbal helped me out with herbs and roots which he prepared for me in use of curing Herpes.natural remedy work perfectly I takes the product which he prepared for me for some few days before I am to know I was totally cured out of it. Please you need to reach him in any similar illness, his product is helpful and it heals perfectly...his info dr.oduduherbalhome@gmail.com his calling WhatSapp number +2348101571054 and his website https://www.facebook.com/DR.ODUDU

Vinny Jude said...

I have been suffering from (Herpes Infection)  for the last 2 years and had constant pain, especially in my knees. During the first year, I had faith in God that i would be healed someday.This disease started circulating all over my body and i have been taking treatment from my doctor, few weeks ago i was searching on the internet if i could get any information concerning the prevention of this disease, on my search i saw a testimony of someone who has been healed from (Herpes Infection) by this Man Dr Edidia and she also gave the email address of this man and advise we should contact him for any sickness that he would be of help, so i wrote to Dr.Edidia telling him
about my (Herpes Infection) he told me not to worry that i was going to be cured!! hmm
i never believed it,, well after all the procedures and remedy given to me by this man few weeks later i started experiencing changes all over me as the Dr.Edidia assured me that i have cured, after some time i went to my doctor to confirmed if i have be finally healed behold it was TRUE So friends my advise is if you have such sickness or any other at all you can email him on (dredidiaherbalhome@gmail.com) or call his mobile or WHATSAPP (+2349074505296) I am indeed grateful for the help, i will forever recommend
you to my friends!!

DOCTOR EDIDIA CAN ALSO HELP YOU WITH ALL THIS FOLLOWING PROBLEM
1. HIV/AIDS
2. HERPES
3. ALS
4. Hepatitis
5.LOVE SPELL
THANK YOU SO MUCH FOR THE GOOD WORK..

HOW DR EDIDIA CURE MY HERPES INFECTION HIS HERBAL MEDICINE IS VERY POWERFUL TO CURE ANY DEADLY ILLNESS MORE INFORMATION WEB/SITE https://dredidiaherbalhome.wixsite.com/dredidiaherbalhome 

Rita said...

I'm 40 years old female I tested genital herpes (HSV1-2) positive in 2016. I was having bad outbreaks. EXTREMELY PAINFUL. I have try different kinds of drugs and treatment by the medical doctors all to know was avail. Six months ago I was desperately online searching for a helpful remedies for genital herpes (HSV1-2) cure, which I come across some helpful remedies on how Dr OYAGU have help so many people in curing genital herpes (HSV1-2) with the help of herbal treatment because I too believe there is someone somewhere in the world who can cure herpes completely. At of the past 2 months, however, I've been following his herpes protocol Via oyaguherbalhome@gmail.com or +2348101755322 and it stopped all outbreaks completely! To my greatest surprise I was cured completely by following the protocol of his herbal medicine . Don't be discouraged by the medical doctors. There is a cure for HSV with the help of herbs and roots by a herbalist Dr call Dr OYAGU he is so kind and truthful with his herbal treatment, kindly contact him for more information Via oyaguherbalhome@gmail.com or WhatsApp DR on +2348101755322 or visit his website https://oyaguspellcaster.wixsite.com/oyaguherbalhome you will be lucky as I am today

Tamara Barrow said...

I was having Herpes Simplex Virus then i came across a review of people saying that they got treated from Herpes Simplex Virus by Dr VOODOO., So i gave a try by contacting him through his email and explain my problem to him. He send natural medicine herbs to me and told me all the things I need to do and also give me instructions to take the medicine, which I followed properly. Before I knew what is happening after two weeks the HERPES SIMPLEX VIRUS that was in my body got vanished . so if you are also heart broken by any deadly diseases like HERPES HIV, shingles,low sperm count or bringing back your ex lover, this great man is extremely the best in which I have seen if you also need a help, you can also email him at voodoospelltemple66@gmail.com Add Dr voodoo on whatsApp +2348140120719

Tyrone David said...

HOW I GOT CURED FROM LUPUS DISEASE,
I'm here to testify about what Dr.Ovie did for me. I have been suffering from (LUPUS DISEASE) for the past 4 years and had constant pain,especially inside my body. During the first year,I had faith in God that I would be healed someday. This disease started circulating all over my body and I have been taking treatment from my doctor, a few weeks ago. I came across a testimony of a lady on the internet testifying about a Herbalist Dr called Dr.Ovie on how he cured her from LUPUS DISEASE. And she also gave the email address of this man and advise anybody to contact him for help for any kind of sickness that he would be of help.so I emailed him telling him about my (LUPUS DISEASE) he told me not to worry that i was going to be cured!! Well i never believed it,, well after all the procedures and remedy given to me by this Dr. Ovie a few weeks later i started experiencing changes all over me as Dr. Ovie assured me that I will be cured,after some time. i went to my doctor to confirm if i have been finally healed behold it was TRUE,the test came out negative. So friends my advice is if you have such sickness or any other at all you can contact Dr. Ovie for help.You can contact him on email> ovie.miraclemedicine1@gmail.com or contact Dr Ovie on yahoo email> ovie.miraclemedicine1@yahoo.com Call or WhatsApp Dr on +2349056393169 .

leonard shirin said...

I WANT TO USE THIS OPPORTUNITY  TO SAY A VERY BIG THANK YOU TO DR Ogberaese, My name is Leonard Shirin i am so happy to share this testimony on how Dr.Ogberaese  healed me from genital herpes. i was detected with genital herpes around 10th may 2019, and ever since that day i have been looking for a way to end this virus from my body, but the more i try, the more i was told there was no solution. Few months ago i saw a testimony of some people on how Dr Ogberaese   cure them from HERPES VIRUS, i also heard about it on media when a young lady also gave her testimony saying Dr Ogberaese cured her oral herpes. I was left with no other hope than to contact Dr Ogberaese and give him a try. I contacted him  and told him what i was going through. He said he could heal me, that he is going to send me a herbal medicine and He sent the medicine as he promised. I took this herbal medicine for 1 week and it was obvious that his medicine was for real, because the herpes started clearing from my body. Later at  the 2 week, i went for medical check up and i was surprised when my doctor told me he found no trace of the virus in me again. At first when he told me, i was so shock and still did not believed until he gave me my test result. to make my story short i am now free from herpes, after many months of sorrow and my sickness is gone, i thank God for leading me to this man, and i want to also lead you to him if you have any illness like HIV, HPV, hepatitis B, asthma, cancer, Diabetes, COLD SCORE,TOOTH ACHE  FIBROID and AUTISM.  You can email him on drogberaese54@gmail.com or whats-app  him on +2348073818653.  visit him on his website:  https://dr-ogberaese-herbal-home.jimdosite.com

Jennyella99 said...

I had HIV I was told there was no cure except medication that can control it, I totally lost hope, all I could think was losing my life because I was so depressed and confused about the whole situation , few weeks ago I read about Dr Ojie natural herbal medicine which was guaranteed, I ordered the medicine after using it for 2 weeks I went for test and I tested negative I am so excited to share my testimony thank you so much dr Ojie you can also contact dr Ojie via WhatsApp or call +2349015357322 Email doctorojie1@yahoo.com OR doctorojie@gmail.com, Dr ojie also have medications for, Kidney failure ,Herpes 1/2, CANCER, ALS (Lou Gehrig’s disease), Hepatitis A/B, chronic pancreatitis, Emphysema, COPD (Chronic , Obstructive Pulmonary Disease), asthma, Acute angle-closure Glaucoma, Diabetes, CHRONIC PANCREATITIS thanks everyone God bless.

Jolene gilman said...

I want to write a little testimony about the good work of doctor Ebhota who cured me from Hsv 1 and 2 for just 2 week with his herbal medicine, I never believe I can be normal again and have a good life like others I always regretted the day I got diagnose with the virus, I was lost of hope when my doctor told me there is no cure for it but I keep thinking and thinking about my future, if I can have kids of my own well I am so grateful for my helper who get me cured with his herbal medicine, I go online in search of anything that can help me because I can’t deal with it forever so I found this Dr Ebhota email on a blog of someone who was cured by him I quickly contact him for help and explain all my pain to him, he told me not to worry about it there is cure for real, I never believe until he send me the herbal medicine when I order for it and I have it within 4 days that is how I took the medicine for 2 week and the following week I go for test just to confirm I was 100% cured from this sickness what a miracle in my life I am so happy right now, you can also get in contact with him if you have such sickness through drebhotasolution@gmail.com and also WhatsApp him +2348089535482.../https://drebhotasolution.wixsite.com/drebhotaherbalhome he can also help with this following sickness DIABETES CURE/EPILESY/HPV/CURE/LUPUS/
HEPATITIS56

Ashley Burgos said...

I AM HERE TO TESTIFY ON HOW MY HERPES VIRUS WAS CURED BY DR HARRY.
I'm Ashley Burgos, from Texas, USA. I had been in a relationship with a guy and we had unprotected sex for the first time and within a day i got a big bump on the crease of my thigh and vagina. After a few days it began to hurt more and more. I told him to take a picture of it for me, and it looked like open sores, like bugs were biting off my skin or something. So I went to the ER and they said genital herpes. I was soooo depressed. My boyfriend and I cried. He cried for me, but he had no idea he had it too. The next day, the same thing happens to him. At this point, we think I gave it to him because I was the first one to show the symptoms. The next phase I went through was depression. At this point, all I did was sleep and cry. I felt like my life was over. I knew I could never get married, I felt dirty, and worthless. I was depressed for about two months. I fought thoughts of suicide and it was a hassle to even carry out my daily tasks. So I started to wonder if there would be a remedy to this disease, which led me to going to visiting many hospitals, and nothing good came out from it, until I read a person’s testimony online that said that they were cured with the help of Dr Harry, of this disease that the world deems incurable and tears rolled down my face. That person's testimony sparked a hope in me that led me to contact Dr Harry. So he assured us that we are going to be alright, after meeting up with the necessary requirements, he sent us a parcel and gave us an instruction guide on how to use it, which we did, after 7 days of using the medication, the herpes was totally cured. So my boyfriend and I went and got tested for every STD in the book and every single test came back NEGATIVE, we also went back to the hospital, and it was confirmed NEGATIVE. I am posting my testimony to help someone out there suffering from this disease. Do not hesitate to contact Dr. Harry via e-mail: drharryherbs@gmail.com or call him or whatsapp on +2349033111567
website: https//drharryherbs.weebly.com.com
HE ALSO HAS CURE TO THE FOLLOWING DISEASE:
HPV
GENITAL HERPES
TRICHOMONIASIS
CHLAMYDIA
HIV
GONORRHEA
HBV
SYPHILIS
CANCER.

Love said...

Often, there are no symptoms. When it come to diabetes, they include excessive thirst or urination, fatigue, weight loss or blurred vision. When all this occurs’ just know it’s sign of diabetic but that not the end of your life, if any kindly visit Dr successful via https://web.facebook.com/Drsuccessful-109263294750359 Or Dm His WhatsApp +2349054910629 wishing you all the best.

kim jun said...

Hello everyone , I want to write a little testimony about the good work of doctor Abolo who cured me from Hsv 1 and 2 for just 2 weeks with his herbal medicine, I never believe I can be normal again and have a good life like others I always regretted the day I got diagnose with the virus, I was lost of hope when my doctor told me there is no cure for it but I keep thinking and thinking about my future, if I can have kids of my own well I am so grateful for my helper who get me cured with his herbal medicine, I go online in search of anything that can help me because I can’t deal with it forever so I found this dr Abolo email on a blog of someone who was cured by him I quickly contact him for help and explain all my pain to him, he told me not to worry about it there is cure for real, I never believe until he send me the herbal medicine when I order for it and I have it within 4 days that is how I took the medicine for 2 week and the following week I go for test just to confirm I was 100% cured from this sickness what a miracle in my life I am so happy right now, you can also get in contact with him if you have such sickness through email address draboloherbalhome@gmail.com or text him on what's app, phone number +2347044725611 and he has remedy to others disease like COLD SORES,HIV/AIDS,DIABETES.CANCER,HIGH BLOOD PRESSURE.HEPATIS.E.T.C I BEG everyone to contact this powerful herbal list Dr Abolo and be free from suffering

Tyrone David said...

HOW I GOT CURED FROM LUPUS DISEASE,
I'm here to testify about what Dr.Ovie did for me. I have been suffering from (LUPUS DISEASE) for the past 4 years and had constant pain,especially inside my body. During the first year,I had faith in God that I would be healed someday. This disease started circulating all over my body and I have been taking treatment from my doctor, few weeks ago. I came across a testimony of a lady on the internet testifying about a Herbalist Dr called Dr.Ovie on how he cured her from LUPUS DISEASE. And she also gave the email address of this man and advise anybody to contact him for help for any kind of sickness that he would be of help.so I emailed him telling him about my (LUPUS DISEASE) he told me not to worry that i was going to be cured!! Well i never believed it,, well after all the procedures and remedy given to me by this Dr. Ovie a few weeks later i started experiencing changes all over me as Dr. Ovie assured me that I will be cured,after some time. i went to my doctor to confirm if i have been finally healed behold it was TRUE,the test came out negative. So friends my advice is if you have such sickness or any other at all you can contact Dr. Ovie for help.You can contact him on email> ovie.miraclemedicine1@gmail.com or contact Dr Ovie on yahoo email> ovie.miraclemedicine1@yahoo.com Call or WhatsApp Dr on +2349056393169 Dr Ovie is specialized in curing the following,
DIABETES
HEPATITIS
CANCER
HIV/AIDS
UNABLE TO GET PREGNANT
LUPUS
STROKE
HSV 1&2
HPV
PARKINSON DISEASE.

Jolene gilman said...

I am so Happy to be writing this article in here, i am here to explore blogs forum about the wonderful and most safe cure for HERPES SIMPLEX VIRUS.I was positive to the Virus called HERPES and i lost hope completely because i was rejected even by my closet friends. i searched online to know and inquire about cure for HERPES and i saw testimony about DR Ebhota online on how he cured so many persons from Herpes Disease so i decided to contact the great herbalist because i know that nature has the power to heal everything. i contacted him to know how he can help me and he told me never to worry that he will help me with the natural herbs from God! after 2 days of contacting him, he told me that the cure has been ready and he sent it to me via FEDEX or DHL and it got to me after 4 days! i used the medicine as he instructed me (MORNING and EVENING) and i was cured! its really like a dream but i'm so happy! that's the reason i decided to also add more comment of Him so that more people can be saved just like me! and if you need his help,contact his Email: (drebhotasoltion@gmail.com) You can contact him on WhatsApp +2348089535482 /https://drebhotasolution.wixsite.com/drebhotaherbalhome / He also have the herb to cure difference cure for any sickness (1) HERPES,
(2) DIABETES,
(3) HIV&AIDS,
(4) URINARY TRACT INFECTION,
(5) HEPATITIS B,
(6) IMPOTENCE,
(7) BARENESS/INFERTILITY
(8) DIARRHEA
(9) ASTHMA..

Mignon Wright said...

DR OYAGU herbal medicine is a good remedy for herpes simplex virus cure. My name is MIGNON WRIGHT , am from USA,I am here to give my testimony about DR OYAGU who helped me in my life, i want to inform the public how i was cured from (HERPES SIMPLEX VIRUS) by DR OYAGU, i visited different hospital but they gave me list of drugs like Familiar, Zovirax, and Valtrex which is very expensive to treat the symptoms and never cured me. I was browsing through the Internet searching for remedy on HERPES and i saw comment of people talking about how DR OYAGU cured them, when i contacted him he gave me hope and send a Herbal medicine to me that i took and it seriously worked for me, am a free person now without any problem, my HERPES result came out negative, I pray to God to never let me and my family forget you in our life, am now cured permanently, you can also get your self cured my friends if you really need this doctor help, you can reach him on his website ;https://oyaguspellcaster.wixsite.com/oyaguherbalhome Email: oyaguherbalhome@gmail.com or via whatsapp +2348101755322

Tamara Barrow said...

Hi Friends i am so glad to writing this article today to tell the world how Dr voodoo cured my HSV VIRUS,i have been detected with HSV-1 AND HSV-2 since five years ago, ever since then my life has been in complete bizarre and agony,i have used so many drugs that was prescribed to me by several doctors,but it didn't cure my HSV VIRUS neither did it reduce the pain,until a certain i was checking for solution in the internet,then miraculously came across Dr voodoo the powerful herbalist that cure numerous individuals HSV-1 AND HSV-2 INFECTION,then i contacted his whatsApp number at +2348140120719 or email: voodoospelltemple66@gmail.com i explained everything to him and prepared a cure that cure my HSV-1 AND HSV-2 disease totally after receiving his herbal medicine, so my friends viewers why wait and be suffer when there is someone like Dr voodoo that can cure any disease HIV/ CANCER/ HEPATITIS B VIRUS, you can contact his via : voodoospelltemple66@gmail.com or WHATSAPP +2348140120719

Daniela cora said...

I have be living with Oral herpes for over 4 years now and it has be a big problem for me.I have been looking for solution because i can't leave with it, One day i came across a woman testimony on a forum saying she got cured of her Herpes with the help of Dr OBUDU an herbal doctor from African with herbal medicine. At first i did not believe because i was not sure herbs can really take this virus away,but i have no choice than to give it a try and contacted him with his emails, i explain my problems,.. then he told me not to worry that he will prepare the a cure with herbal mixture and send it to me, i got the medicine after 4 days delivery and i use as instructed. After 21 days when the herb was almost finished, I went to a medical doctor, i did a test and discovered that the virus was gone, and my test results were HSV 1%2 negative,i was so surprised and happy! Then I wrote to Dr OBUDU and thanked him for getting me cured from herpes. I advice you to contact this great herbal doctor OBUDU as he have cure for different kinds of diseases.i decided to share this testimony to let others who also suffer from herpes know about this and give hope to others, you can reach him via Email drobuduherbalhome@gmail.com also visit his website https://drobuduherbalhome.wixsite.com/welcometoobuduherbal or WhatsAPP number +2349023428871     

Tamara Barrow said...

this is real take it serious, who will believe that a herb can cure ten
years HIV in my body, i never believe that this will work i have spend a
lot when getting drugs from the hospital to keep me healthy, what i was
waiting for is death because i was broke, one day i hard about this great
man who is well know of HIV and cancer cure, i decided to email him,
unknowingly to me that this will be the end of the HIV aids in my body, he
prepare the herb for me, and give me instruction on how to take it, at the
end of the two week, he told me to go to the hospital for a check up, and i
went, surprisingly after the test the doctor confirm me negative, i thought
it was a joke, i went to other hospital was also negative, then i took my
friend who was also HIV positive to the Dr voodoo after the treatment she
was also confirm negative . He also have the herb to cure cancer please i
want every one with this virus to be free, that is why am dropping his
email address, voodoospelltemple66@gmail.com i want you to email him he
is a great man. the government is also interested in this Dr voodoo
thank you for saving my life, and I promise I will always testify
for your good work you can also add him on whatsApp
+2348140120719

mofar said...

Natural roots and herbs are the best remedy which can easily eradicate herpes forever for more information about herpes cure Please write Dr. Godwin for any health challenge email: drgodwinsolutionhome@gmail.com or WhatsApp +2348054615060 website https://drgodwinsolutionho.wixsite.com/drgodwinsolutionhome

mofar said...

Everyone out there,I am here to give my testimony about a Herbalist doctor who helped me . I was infected with HERPES SIMPLEX VIRUS in 2016, i went to many hospitals for cure but there was no solution, so I was thinking how can I get a solution out so that my body can be okay. One day I was in the river side thinking where I can go to get solution. so a lady walked to me telling me why am I so sad and i open up all to her telling her my problem, she told me that she can help me out, she introduce me to a doctor who uses herbal medication to cure HERPES SIMPLEX VIRUS and gave me his email, so i mail him. He told me all the things I need to do and also give me instructions to take, which I followed properly. Before I knew what is happening after two weeks the HERPES SIMPLEX VIRUS that was in my body got vanished . so if you are also heart broken and also need a help, you can also email him at drgodwinsolutionhome@gmail.com or whatsapp him number: 2348054615060 Contact him today a

mofar said...

I Want To Appreciate Dr.godwin for hs great deeds, I Was Diagnosed With type 2 Herpes Virus Last year,And Was Look For Solution To Be Cured Luckily I Saw Testimonies On How Dr.godwin Cure Herpes Virus I Decided To Contact Dr.godwin I Contacted Him He Prepared A Herbal Medicine Portion And Sent It To Me,I Started The Herbal Medicine For My Health.He Gave Me Step By Step Instructions On How To Apply It, When I Applied It As Instructed, I Was Cured Of This Deadly Herpes Within 2 weeks, I Am Now Herpes Negative.My Brother And Sister I No That There Are So Many People That Have There Same Herpes Virus Please contact Dr Goodwin To Help You Too,And Help Me To Thank Dr. GODWIN For Cure Me, I’m Cured By Dr. Godwin Herbal Medicine,His Contact Email: drgodwinsolutionhome@gmail.com
Or Cell Whatsapp Number +2348054615060 thank you ....

vinta rebacca said...

Hello everyone i was diagnosed of herpes simplex virus for about 8 months ,I’ve lost all hope and my doctor said there is no possible cure and I have been taken antiviral to sustain myself I have had several out break from the time I was diagnosed till I got to know about Dr.Ebhota through a friend who he cured of Herpes . I contacted him and he sent me his herbal remedy which I took as he directed me to do for some days and I went to the hospital after consuming his Herbal medicine and I was confirmed Herpes Negative after 8 months of pains and depression , it was indeed a miracle, Dr.ebhota is a great man, I have heard so much about how he has help lot of people, He also cure ALS, HEPATITIS B, CANCER, HERPES, DIABETES and lots more. If you have any issues you can contact him for help add him on whatsapp +2348089535482. or via email:Email drebhotasolution@gmail.com

Jose Harrison said...

I was haven herpes 2 on my genital area . I have had them for about 2 and a bit years. I am so scared what my mates are going to says if there should fined out i have herpes on my genital area and due to the virus my girlfriend broke up with me. I have been to the Doctors 9 times to get it treated. They all come back. I have been using Tee Tree Oil and Wartner (You freeze them at home) and they seem to be keeping the smaller herpes small but they can't seem to treat the larger ones. They don't get any bigger, but then they can't shrink as much. They get smaller a little part at a time. At least they are getting smaller! As soon as I see a new herpes appearing, then I treat it. At the moment I have been using Tee Tree twice a week and then using Wartner every 2 weeks. I was wondering if there was any other information about how to get rid of it. I am only a teenager and I hate it most when it get pi-chins me to scratch it, it get sweets when scratching it most times! I want to get rid of it so bad! DR. Oyagu website has been a huge help and has helped me realize a lot more about me and my family of genital herpes! so that was when I switch for natural remedy to see if there could be any help by herbal remedy, I search and I saw a great posts by Sarah devise Martha, Mignon Wright and shanttel Merritt on about the great herbal doctor that get them rid of there disease infection. and this great herbal doctor was called DR. Oyagu so that was when I contacted him for my own treatment and he prepared me some herbs which I takes for some couples of days, and I take it as he says before I am to no me and my family was perfectly cure for it and never experience it again. please friends if you have herpes virus and you really wants to get rid of it, please contact this great DR. Oyagu for herbal treatment and you will get rid of it. EMAIL. oyaguherbalhome@gmail.com reach him via his website;https://oyaguspellcaster.wixsite.com/oyaguherbalhome thank you'll

cynthia williamas said...

I still cant believe that my herpes is gone after two years of suffering. Thanks to Dr Momoh who cured my herpes with his herbal medication I never thought I will ever be heal again, I was a herpes positive two years ago and I have try so many medication so I can be free of this dearly disease but nothing work out, so one day I go on a research on the internet where I saw someone given testimony on how Dr Momoh help him to cure his herpes virus with his herbal medication, so I said to myself it also the same problem am having so I have to also contact the herbal doctor Dr Momoh on his email which the man recommended to anyone who might also need his help, Wholeheartedly am so grateful to this man as he help me with the cure and make me a happy man again. Anyone out there who might be facing same problem should kindly contact Dr Momoh as is know he will help you with all your problems, contact him through his email dr.momoh9@gmail.com, call or WhatsApp him +2347083724098

holdpuris said...

You have written this commentary with good important information, for which I thank you
Today Stock Market
Open Free Demat Account
Open New Demat Account