"Wait a minute!" my kids ask me. "How can you go on vacation when you're already retired? You're always on vacation!"
The answer is . . . well, you probably know what the answer is. When you're home, even though you're retired, you still have responsibilities. The house. The part-time job. The volunteer commitments. The church or club you belong to. You know, the usual schedule.
When you're on vacation you break your routine. You do different things. And you dream more.
My dream house at the beach |
When we come to the beach, we always dream of owning a beach house.
Or maybe something a little different |
We have decided, from a practical point of view, that we're not going to do that. There's simply too much money involved. Too much time. Too much worry, especially if you've got ocean-front property. But that doesn't stop me from dreaming.
Something more modest? |
Some beachfront spots are luxury resorts, where all the houses are big and expensive.
No ... this is too much |
Some others, like where we go in South Carolina, are more eclectic. The rich and the poor live next to one another -- although even modest homes by the beach are usually pretty expensive. Which, again, is why we don't own a home at the beach. We can only afford to rent a home at the beach . . . out of season.
How about a hidden gem? |
One thing to know. The newer homes are all built on pilings. Many of the older homes are ground level. Occasionally you'll see an older home being raised up on stilts. More often the older home is razed, and a newer, bigger house goes up in its place.
This one needs maintenance |
I'm amazed that despite all the talk of global warming and rising sea waters, people still invest literally millions of dollars to put up a house within a few feet of high tide.
They're still building |
I wonder what their thinking is. Maybe they don't believe in global warming. Maybe they have so much money they don't care if they lose it. Maybe they can rent it out and make a profit ... and let the future take care of itself.
One for sale. Don't ask the price. You can't afford it! |
Whatever the reason, the home insurance on a beachfront property must be enormous. But maybe it's still a bargain -- you pony up a few thousand dollars a year, but when the hurricane comes the government pays to rebuild your house, maybe bigger and better than before.
They all seem very exposed |
I don't know. Still, I'm fascinated by beachfront homes. Are you? Which one would you pick? Realistically, I don't really want one. But . . . wouldn't it be nice?