"I can't be a pessimist, because I'm alive. To be a pessimist means that you have agreed that human life is an academic matter." -- James Baldwin

Wednesday, November 4, 2015

Remember Her?


     She made her true mark in the world when she took over the reins of a popular literary magazine. That was 50 years ago, in 1965. But by then she had already written a bestselling book that became a movie starring Natalie Wood and Tony Curtis.

     She was born in Arkansas in 1922. Her father headed the Arkansas Fish and Game Commission, and later won election to the Arkansas state legislature. He died in an elevator accident in 1932, and not too long after that his family -- his wife and two daughters -- moved to Los Angeles.

     After she graduated from high school, the family moved back east to Georgia, but she didn't last long in the conservative, slow-paced South. She turned around and headed back west, spending one college semester in Texas, then transferring to Woodbury Business College in Burbank, Calif.

     She graduated in 1941 and landed a job at the William Morris Talent Agency in Los Angeles. She then worked for the Music Corporation of America (MCA), then Jaffe Talent Agency. From there she got a job as a secretary at an ad agency. Her bosses soon recognized her writing talents and promoted her to copywriter. (Shades of Peggy Olsen on Mad Men?). She married film producer David Brown, and using her talents and her contacts, worked her way up to become a top copywriter in the advertising business.

     Still, for her, that was not enough. She had an idea, and in 1962 when she was 40 years old, she published a book urging young women to become financially independent and sexually liberated. She raised many eyebrows at the time by telling women it was okay to have sex before marriage, or even without marriage.

     The book, Sex and the Single Girl, sold 2 million copies within the first few weeks. It quickly mounted all the bestseller lists and stayed there for over  a year. The book offered advice on fashion, fitness, entertaining, cosmetics ... and how to have an affair. She also detailed her "Twelve rules for squirming, worming, inching, and pinching your way to the top."

     Just as fame and fortune from the book began to crest, she took the job as editor-in-chief of an oldline literary magazine that was struggling and looking for a new direction. And the magazine sure did get a new lease on life when Helen Gurley Brown took over and recast it as a lively and sexually explicit guide for modern young women.

     Maybe I don't have to tell you any more about the magazine, maybe you know more than I do. How many of you will admit to reading Cosmo as a young woman? But the point is, Brown revamped the monthly magazine along the lines of her bestselling book. She featured articles that spoke frankly about sex and relationships, and she developed an image for the magazine and her readers that she called the Cosmo Girl -- a young woman who was "self-made, sexual and supremely ambitious," as described by New York Times.

     Many people credited Brown with helping women to reconsider their role in society, and empowering women to take control of their lives. But Brown's views were controversial -- not just with uptight conservatives, but with some feminists as well. They felt her approach went no further than an adolescent sexual fantasy, that it still left young women defining themselves as sexual objects in a male-dominated world.

     In 1997, at age 75, Brown was ousted as editor of Cosmo, and "kicked upstairs" to a job at the parent company; although she remained editor of the interantional editions of the magazine.

     Helen Gurley Brown died in 2012, but not before winning several media awards, founding the Brown Institute for Media Innovation at Columbia University, and being selected as one of the most powerful women in the world.

     Where she is now, nobody knows. For as Brown once quipped, "Good girls go to heaven. Bad girls go everywhere."

Sunday, November 1, 2015

News on Medicare and Social Security

     Last week's agreement on the federal budget brought two new developments for retirees -- one about Medicare, the other on Social Security.

     According to a report in the Washington Post, the premium increases for some Medicare customers will not be as punishing as previously reported (see my Oct. 13 post Who Pays More for Medicare).

     Under the first proposed plan, most people who do not have their Medicare premium deducted from their Social Security benefit would have seen a 52 percent increase in their premium for Medicare Part B, from $104.90 to $159.30. (The exception: individuals making over $85,000 a year, or couples making over $170,000 a year, who pay more.) Medicare recipients who do have their premiums deducted from their Social Security payment were "held harmless" -- in other words, they were protected from any increase at all.

     The reason for the disparity: a federal rule says that Medicare rates in a given year cannot increase more than Social Security checks. Since Social Security benefits are not going up next year (because inflation is judged to be zero) Medicare charges cannot go up. That meant people who are on Medicare, but who do not receive Social Security, had to pick up the difference. That would have punished approximately 16 million people, or 30 percent of Medicare recipients, with the 52-percent increase..

     The new agreement still holds harmless anyone who has Medicare deducted from their Social Security. But it limits the increase for the rest to some 17 percent, raising their premium from $104.90 to about $123 per month. The extra money to cover the difference will come from "a loan from the U.S. Treasury to the Medicare trust fund." The loan will presumably be paid back over five years with a $3 per month "surcharge" embedded in the new premiums.

     Please don't ask me to explain any further details, because I do not have the wherewithal to dig deep into the weeds of Medicare financing. Do any of us? But personally, as one of the 16 million, I do appreciate the financial shenanigans that will save me $30-some per month next year.

     And speaking of shenanigans, the New York Times reported yesterday that the federal budget deal also closes two "loopholes" in filing for Social Security. One is called the "file and suspend" strategy. This maneuver allowed two-income married couples to boost their benefits. One spouse would file for benefits, then immediately suspend them, allowing them to collect while the spouse's benefits continued to grow at the Social Security rate of about 8 percent a year.

     The other loophole was known as "restricted application." This allowed married people who reach full retirement age (66 for most of us) to collect a spousal benefit while their own benefits continued to increase -- again, at the 8 percent rate.

     Starting in 2016 filers will no longer be able to utilize these strategies. But don't worry. If you took advantage of either of these methods in the past you will be grandfathered in. Apparently, there aren't that many -- something less than 1 percent of Social Security recipients used one of these strategies to boost their benefits. But, presumably, it will save the Social Security system billions of dollars in future obligations. And, assuming the file-and-suspend people were not the neediest among us, that's probably not a bad thing.

Wednesday, October 28, 2015

How to Age Gracefully

     Let's face it, soon or later we all get old, assuming we're still around at all. There's nothing we can do about it -- except maybe try to do it with some class, and not burden ourselves or our loved ones with all the consequences and complications.

     It doesn't matter if we're 55 or 75. We can still approach our senior years with some style and grace. Here are a few suggestions that have occurred to me. Maybe you have others.

     First of all, we've already heard all the jokes about colonoscopies, senior moments and midnight bathroom breaks. We're not going to add anything new, so let's just skip on to other things -- topics that don't so indelibly stamp us as an old geezer. Sure, other people may share your health issue and want some information. But let's not dwell on infirmities and disabilities. There must be other things in our lives to talk about-- the books we've read, the movies we've seen, the places we've been, the plans we're making.

     Also, let's try not to harbor regrets or grudges. Are you still pining for an old boyfriend, or feeling disappointed because you didn't get into your first-choice college -- or didn't go to college at all? Are you holding a grudge against a colleague who was once promoted over you, or regretting an opportunity you were too dumb to take? There's nothing we can do about it now, so let it go. And we shouldn't feel that we have to keep our old mistakes a deep, dark secret. Talk about them. Share them with friends. Even Frank Sinatra had a few regrets. We might even find humor in what we once thought was an embarrassing or humiliating episode.

     The days of office parties, long lunches and business trips with people we don't even like are over. We have no more obligations, except perhaps to your family -- so we shouldn't feel as if we have to accept a dinner invitation from a boring neighbor. We should be able to socialize with people who make us happy. Go where we want to go, as the old song goes, do what we want to do.

     Along the same lines, we often read retirement advice urging us to stay productive, chalk up more achievements. That's great, if you're motivated in that direction. But many of us feel we've been doing that for 40 years -- and now we want to kick back and enjoy life. What's the point of retiring if you have to get up early, rush off someplace where you might not want to go, and then stumble home at night tired and exhausted and stressed out? Some retirees only want to sit around the kitchen table and read the newspaper, then lie around the backyard an watch the clouds drift by. There's nothing wrong with that!

     Our days of trying to impress others, trying to keep up with the Joneses, should be long gone by now. If you want to start an exercise program, or a diet, or zen meditation, do it because you want to, not because a friend or neighbor is pressuring you into it. There are lots of reasons to eat right, exercise regularly and challenge your mind. But we should do it only if it makes us feel better, not because we think we'll fit in better. In other words, be yourself. If you want to let your hair go gray, who cares? If you don't want to wear a tie anymore . . . hey, there's no dress code for retirement!

     Finally, in retirement I think we should all be able to look ourselves in the mirror -- and like what we see. When we were young we might have wanted to look like a movie star or an NFL quarterback. But now, guess what? You're not a movie star. You're not a quarterback. So we can finally become comfortable looking like ourselves. That's not to say we shouldn't try to look our best -- but it's our best, not someone else's idea of what looks acceptable. A few lines on the face give us character. Age spots show maturity. Gray hair proves we've got some gravitas.

     You should listen to me. Because all I've got is gravitas!

Saturday, October 24, 2015

How Deep Is the Well of Compassion?

     Does a person who has experienced personal difficulties develop more sympathy for others, or does the very fact of surmounting those difficulties make a person less sympathetic toward people in a similar situation?

     That was the question asked in the New York Times last week by David DeSteno, a professor of psychology at Northeastern University. In an article called "The Funny Thing About Adversity" he analyses the varying and sometimes unpredictable human reactions to adversity.

     Think of the stereotypical self-made man or woman. They often think that they pulled themselves up by their bootstraps, so other people should be able to do the same, if only they worked harder or studied more or had more self-discipline. Or consider the abused child, who then as an adult goes on to abuse their own children. But then think of the person who's survived a serious illness. They often join a support group, help others get treatment, raise money for the cause.

     Are some people just naturally more sympathetic, while others are hard-hearted and self-absorbed?

     No, says DeSteno. The answer is not in our hearts so much as it's in our self-interest. "Compassion isn't as purely selfless as it might seem," he concludes after years of study. While it might, in part, be a genuine response to the suffering of others, "It is also a strategy for regaining your own footing -- for resilience in the face of trauma. After all, having strong social relationships is one of the best predictors of psychological well-being, and so anything that enhances your bonds with others -- like expressing compassion for them -- makes you more resilient."

     He and a colleague conducted several experiments, and they concluded in general people who experienced adversity in life -- who were a victim of violence or a natural disaster, or who lost a loved one -- were more likely to empathize with others in trouble. They felt more compassion for victims, and donated more money or were more likely to help out victims.

     The wrinkle in the equation comes when people encounter someone who has suffered the exact same hardship as they did. Then they show less compassion. Why? According to DeSteno the answer is because people remember their past problems with a fuzzy lens. The problems are recalled as less distressing than they actually were. And therefore people don't appreciate just how difficult the challenge is for other people.

     So, for example, people who had been bullied earlier in life felt less compassion for the victims of bullying -- although they felt more compassion for the unemployed. Meanwhile, people who had previously gone through a period of unemployment felt less sympathy for people currently unemployed, but felt plenty of compassion for victims of bullying.

     What do you think about this? Does it make sense?

     In my case, I have a history of cancer in my family. Both my parents died of cancer; but they were old. My older brother died of cancer in 1964, when he was 23 years old.

     One of my daughter's best friends came down with the same kind of cancer when she was in college. But now, almost 50 years later, the friend was cured. At first, I found myself resenting this girl. It just wasn't fair. Then one day my daughter brought her friend over to the house. I saw how the girl had lost weight and was wearing a wig to cover her bald head. And I didn't resent her anymore. I felt sympathy and compassion.

     Even so, to this day, when I hear of an acquaintance who gets some kind of cancer, my first reaction is relief. Better them than me. Like the soldier whose comrade gets shot, and feels relief that it wasn't him. But then, when I face the reality, I feel plenty of compassion. Which is why I try to do the cancer walk every year.

     There's another element to it, I think. The closer to home the problem, the more it disturbs us. If someone we know in town dies, it's sad. If someone in our own family dies it's devastating. But when a hundred people are blown up in Africa or the Middle East, we may not even hear about it, and if we do, it perhaps only registers as a sad shake of the head.

     Maybe there's only so much compassion to go around. Still, I think we all need more of it.

Wednesday, October 21, 2015

Lessons Learned from the 1950s


     Recently I've been reading some history about the 1950s, including the exhaustive book The Fifties by Pulitzer Prize-winning author David Halberstam. We lived in a different world back then, when we were kids and cars had fins, men went off to work, women stayed home, and children were not chided not for texting too much but for watching too much TV.

     Nevertheless, I couldn't help but notice some of the themes running through that decade more than a half century ago are still relevant in 2015 . . .

     For example, today we're all encouraged to "to our own thing" and "follow our bliss." But Halberstam reminds us about Alfred Kinsey, an entomologist who transformed himself into a sex researcher. He was criticized by conservatives and liberals alike, until he was forced to give up his teaching job and lost financial support for his research from the Rockefeller Foundation. Through it all Kinsey believed he was doing something important and he kept on conducting his studies.

     He lived in Bloomington, Ind., where he tended his garden, helped raise his children and was married to the same woman for over 30 years. Ultimately his work was recognized. The Kinsey Reports were bestselling books, and despite some later criticism of his methods, his work won him high regard among many in the scientific community. The lesson? You must believe in yourself before others will believe in you.

     Similarly, today, we're all products of self-help promoters and self-actualization preachers who encourage us to be all we can be, to not just talk-the-talk, but walk-the-walk. Reach for the stars, we're told, and even if you fail, you'll reach the moon.

     Back in the 1950s entrepreneurs like William Levitt, Kemmons Wilson and Ray Kroc all made their fortunes, sometimes in the face of critics who berated them, because they felt confident betting on the future of America. Today Jeff Bezos and Larry Page and Mark Zuckerberg are doing the same thing. It's just that instead of building houses, motels and hamburger stands, the new entrepreneurs are building out the internet -- but they're still plenty optimistic about the future of the American consumer.

     Today we hear both Donald Trump and Hillary Clinton, as well as half the American public, complain about media bias. But media bias is nothing new. The 1950s saw the usual East coast liberal bias in the voice of Edward R. Murrow on CBS and from the pages of the New York Times.

     But, according to David Halberstam, Time magazine under Henry Luce was the unofficial mouthpiece of the Republican party, and flagrant media bias came from the Chicago Tribune under publisher Robert McCormick. The newspaper was the FOX news of its day, opposing the New Deal, pushing post-war isolationism, supporting the anticommunism of Sen. Joseph McCarthy. Also, as TV took over from print, people began to realize that news in the media was becoming less about actual news, and more about its entertainment value -- a trend that continues today, ad absurdum.

     Also, the 1950s remind us that fighting over politics is as American as apple pie. In 1954 the Supreme Court ruled in Brown v. Board of Education that racial segregation in public school violated the 14th Amendment. Thus began the long, contentious and sometimes violent march toward desegregation. The idea of feminism was being born, and the Beat generation foretold the anti-establishment movement of the 1960s.

     Meanwhile, in what might have been a precursor to Vietnam, America was pulled into the Korean war, with some people even advocating the use of atomic weapons, until Gen. MacArthur was fired and an uneasy stalemate was reached that continues to this day. The Cold War was gathering urgency, and Joseph McCarthy tore the nation apart with his accusations of communist activities in government and the arts. All this makes our current battles over health care, gun control, Afghanistan and the Middle East seem like just another, rather mild chapter in the ongoing American debate about policies and politics.
  
     And finally, in the 1950s, with people fleeing to the suburbs, it did not pay to invest in inner-city real estate, nor was it profitable to buy stock in railroads, steel or textiles. The "next big thing" at the time -- the investments that were to make money -- were in packaged goods companies that sold products to the parents of the Baby Boomers; in car companies that rolled out new models every year; in office product companies like Xerox and IBM.

     Similarly, today you don't want to invest in declining industries like automobiles, chemicals, media, or old-line department stores like Sears or J.C. Penny. You're better off focusing on the future, in the form of technology and the internet -- or perhaps betting on those same Baby Boomers by investing in finance, insurance and health care, or in inner city real estate as their hipster kids move back into the city.

     The French have a phrase for it, don't they? Plus ca change, plus c'est la meme chose.