tag:blogger.com,1999:blog-626594980028435818.post2679262358586748034..comments2024-03-27T19:19:38.290-04:00Comments on Sightings Over Sixty: Answers to: Are You Prepared for Retirement?Tomhttp://www.blogger.com/profile/08611148987085476580noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-626594980028435818.post-36820315186022748132014-11-12T10:06:38.667-05:002014-11-12T10:06:38.667-05:00The decision on when to start cashing out is trick...The decision on when to start cashing out is tricky. By starting early, there's a chance that the fund will run out earlier, or you could only withdraw less per month. Getting the right balance between when to start, and by how much money you'll get per month should help in solving this issue. Of course, if there are medical problems, starting now might be the best option. Thanks for sharing!<br /><br><a href="http://decormmd.blogspot.com/2014/09/reasons-why-your-social-security-claim.html" rel="nofollow">Jason Hayes @ DECO Recovery Management</a>Anonymoushttps://www.blogger.com/profile/05165454582253835159noreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-63676821904099198942014-01-10T22:32:25.345-05:002014-01-10T22:32:25.345-05:00Thanks for the post. Actually, I think I have foun...Thanks for the post. Actually, I think I have found the <a href="http://www.stoneleighwoods.com" rel="nofollow">55 and over communities on long island</a> that I think would suit a relative. They offer mental and physical stimulation to their seniors too. Not only that, they also have great facilities that everyone can use.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-52002867539512290672014-01-07T12:13:21.897-05:002014-01-07T12:13:21.897-05:00#13 - Hear, hear ! I have earned every second of t...#13 - Hear, hear ! I have earned every second of the relaxing I'm doing in retirement. The fact that I have a choice in how busy I am is glorious. No bosses, no alarm clock, no work clothes, no one to answer to but myself, That, my friends, is Nirvana.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-6466628797234094322014-01-05T19:46:42.531-05:002014-01-05T19:46:42.531-05:00Since the hubs had to retire the job was absolutel...Since the hubs had to retire the job was absolutely toxic to him at let's see 63 and I was 62 we are oky doky..We live in the pacific northwest it is 200 days of cold and clouds, moss grows freely on our grass and our patio..Our home was only 48,000 in 1978 early 1978 one can get a repod home for little money but one must put in a full heating system and insulation which will jack it up..gasoline is up near $3.50 and food soaring, since one has to stay inside over 200 days of a year unless one is a Nordic skier a warm paid off home is a must, taxes about 8.4 cents on the dollar for non food items grocery (food) no, no state income tax, but the weather is something else and no public transportation even after 35 years of living here, we are at the butt end of the state near God-Forsaken Oregon highest poverty and hunger rate of all the of the USA people come here thinking they will find the new highest per hour minimum wage of $9.32 not sooo fast even the native people who were born here can't find those jobs, so misery is in our county, city and state a lot! You cannot eat the atmosphere, we went to the coast for some crab a short drive, the waitress who got our crab in a tiny restaurant lamented over the lack of winter customers and they all go to the casinos and play the money they normally would tip and buy the crab, I left her $10.00 tip and she ran and hugged me..I felt for her the coast is dead for about 4 to 5 months one has to live each day..So just cause a place is pristine and gorgeous does not mean that many don't suffer, we yearn for Colorado where the sunshines all the time but we are not Happy about the Marijuana selling and dealing really, one can only do a little when retired, travel it costs enormous..we wanted to take the inside cruise to Alaska for our 40th and had a friends daughter try to arrange the small journey on a freighter not the big ships, it would have cost us about $4,500 and it would have been a very rustic trip but seeing all of Alaska in august, we have to worry about health costs going up and maintaining our home, but might just go, our daughter said it would be her gift to us, she will never marry and spoils us a lot, we don't want her to pay that so we shall see, 40 years ago one could really enjoy themselves in retirement if one lived to any retirement but sadly not today!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-43985621308585231032014-01-04T15:40:42.258-05:002014-01-04T15:40:42.258-05:00I always appreciate all the info. I'm trying t...I always appreciate all the info. I'm trying to decide if I should start taking my Social Security next year (at 62) or wait until I'm 66. This choice might be easier if I had a crystal ball and knew how long I was going to live, but that might just lead to different problems.stephen Hayeshttps://www.blogger.com/profile/17659054447637207734noreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-12637773705015001242014-01-04T14:22:47.105-05:002014-01-04T14:22:47.105-05:00I commented on the withdrawal percentage on the pr...I commented on the withdrawal percentage on the prior post. To summarize, the 4% number is a decent starting point, but some research is needed for each individual case. A good monte carlo simulation is recommended. With interest rates so low these days, annuities are a very poor option in almost all cases.<br /><br />Re #12, everyone dies from something. If heart disease were to be significantly reduced, we might live longer on average but something else would take its place.<br /><br />And as for that prior comment, I'd not recommend Giant-investment.com either.Kirknoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-5777664113293927572014-01-04T11:04:58.156-05:002014-01-04T11:04:58.156-05:00Fascinating information. Females/males = All peopl...Fascinating information. Females/males = All people Women/Men= Over age 17 population<br />girls/boys= under18 pop. At least that's how demographers denote the sexes.<br /><br />Dianne.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-30729690787502272352014-01-04T10:22:26.906-05:002014-01-04T10:22:26.906-05:00Giant-investment.com-Invested $400 and Paid $1200 ...Giant-investment.com-Invested $400 and Paid $1200 in one hour<br />Giant investment is a private investment group operating on the world securities and currencies markets since 2002. Having started as a small investment group operating only on the United Kingdom stock market, we have gradually expanded our investment activities on all major financial markets of the world. Our representatives operate all over the globe thus providing us with a big picture view on the world of finance.<br />Test Plan * 300% after one hour<br />Standard Plan * 500% after one hour<br />Premium Plan * 800% after one hour<br />100% of funds get risky free<br />Don't need to register. That can be safe from hacker<br />Stable income<br />Return principal after the plan completion<br /><br />Invest Now<br />http://www.giant-investment.com<br /><br />Principal Guaranteed<br />http://www.payinghyiponline.com/Giant%20investment.html<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-626594980028435818.post-52197989257864067632014-01-04T08:40:21.478-05:002014-01-04T08:40:21.478-05:00Oh, I am sailing down Nostalgia Way today! Thanks...Oh, I am sailing down Nostalgia Way today! Thanks for the Traveling Wilburys video!Olgahttps://www.blogger.com/profile/00692441479616299920noreply@blogger.com